From 1 April 2015 you build up a pension of 1/49th of your pay in your Pension Account each year.

Your Pension Account is revalued each year by the Consumer Prices Index up to your date of retirement.

The total pension in your Pension Account is adjusted at your date of retirement if you do not retire at your state pension age (min 65).

Up to 31 March 2015 the LGPS was a final salary pension scheme. This means the payment you get for service up to that date is based on your final year's pensionable pay and your total length of membership.

Up to 31 March 2009 the annual pension payment is worked out by dividing your final pay by 80 and multiplying this by your total membership.

To work out your lump sum for service up to 31 March 2009 divide your final salary by 80, multiply this by your total membership, and then multiply the final figure by 3.

For any service after 31 March 2009 to 31 March 2015, your annual pension will be worked out by dividing your final pay by 60, and you will have the option to take part of this as a lump sum.